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By Ed Bellis, the chief information security officer at Orbitz, is trying to design a secure online system for credit card payments. His goal is an electronic payment system that:
- Is secure by design, without reliance on additional controls outside the payment system
- Does not require major additions to current systems of payment processors or merchants
- Does not require major additions to clients or mass deployments of new software or hardware
- Is easy for consumers to use
Ed wrote a chapter for the O'Reilly book Beautiful Security about online payments. In this chapter he evaluates the various security systems currently in play (3-D Secure, Secure Electronic Transaction, virtual cards such as PayPal) and suggests the outlines of an improved system.
On the O'Reilly Commons site he has started a new wiki open to anyone who is knowledgeable about security.
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Hello Andy! I also think that security must be a high priority for business and it's a great opportunity that ecommerce security is being rethinking! To make your current customers and prospects feel safe, Internet-based business should hold some kind of online payment system and secure credit card processing points. I'd like to invite you read a post where I explain four easy ways to secure your invoicing process and communications “Safety and security on your online business sales”. Hope you find it useful!
Thanks!